INSURANCE SOLUTIONS
Your vision of the future is unique… and the solutions to protect it should be too!
Life events including death, disability and long-term care can dramatically alter the success of your plan. We can help you evaluate these risks and determine how to reduce the financial impact to you and your loved ones.
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Life Insurance
Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death.
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Disability Insurance
An insurance plan that pays some of a person's income when he or she is disabled from an illness or injury and cannot work. The two main types of disability insurance are short-term disability (STD) and long-term disability (LTD).
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Long-term Care Insurance
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them.